7 Ways to Tell If You Are on the Trail to Success
Al Jacobs Road to Success Guide
At some point in most people’s lives comes a realization that the dreams of youth and more sober aspirations of early adulthood may never come to pass. A childhood fantasy to become a famous movie star, a teenage obsession to excel on the athletic field, or a young worker’s aspiration to be a millionaire, are among the hopes that remain a distant vision. But as years pass and illusions fade, each of us must come to terms with the success we achieve—or fail to achieve.
::: Read Personal Finance Article
Interview with Noel Whittaker
Noel Whittaker Interview - Personal Finance Expert
Noel Whittaker is a well known Australian money columnist, public speaker, investment planner, and best selling personal finance author. His popular "Making Money Made Simple" book has transformed the lives of thousands of Australians and made learning about money interesting.
::: Read the Interview
Develop a Prosperity Consciousness
Brian Tracy Prosperity Consciousness Article
The starting point of all riches is the development of a prosperity consciousness. You must become a financial success in your thinking long before you achieve it in your reality. Both poverty and riches are the result of a state of mind, and the most important single step you ever take on the road to wealth and financial independence is the decision to change your thinking, to impress into your mind an unshakable belief that you can and will achieve your financial goals.
::: Read Full Get Rich Article
Intellectuals Beware
Al Jacobs Intellectuals Beware Article
“Do you really have to be a genius to become financially independent?” Perhaps it’s time that we consider exactly what role native intelligence plays in achieving monetary success. Although the modern public school establishment may contend otherwise, we cannot all be at the top of the class.
::: Read Personal Finance Article
The Five Most Important Principals for Prosperity
Michael Levy Principals of Prosperity Article
Many years ago, forty to be exact, I started my own business at the tender age of nineteen. The street markets in and around Manchester England was my happy hunting ground. Every day was an adventure and despite the weather and difficulties of getting a stall on the street market, life was always fun and enjoyable. There was always some comical incident, even when I had to stand in the pouring rain, with no customers in sight. And if there was no amusing event to focus on I created one and made other people laugh.
::: Read Full Personal Finance Article
The Ten Essential Requirements For Asset Management
Michael Levy Asset Management Article
How good are you at managing your assets? Over the past few years, I have received a few invitations to attend seminars at high-class restaurants. Naturally, I have attend a few and enjoyed a nice meal and at the same time listened to expert financial managers teach me how to take care of my assets.
::: Read Full Self Help Article
Observations of a Bubble
Al Jacobs Real Estate Bubble Article
The subject of real estate is seldom discussed today without mention of the omnipresent housing bubble. From all reports, it seems certain to burst, bringing with it a cornucopia of misfortune for millions of souls. Judging from the incessant flow of articles and commentary, it is a national obsession. Publications of such stature as Reuters and Businessweek and persons as prominent as Federal Reserve Board Chairman Alan Greenspan are regularly addressing the problem.
::: Read Full Investment Article
The Mutual Fund - A Critical View
Al Jacobs Investing Mutual Funds Article
Not long ago I received an inquiry from a visitor to a website on which I’ve functioned as the financial consultant over the past year. The questions, short and to the point, read as follows: “What should I look for in a fund? I recently rolled over a 401(k) into an IRA and right now sitting in a money market account (I’m peeved at my advisor about that). I’m looking for some good aggressive growth funds. One more thing: The IRA is about 6K. Should I put it in one mutual fund, or a couple, or a hundred? Thanks, Kelly.”
::: Read Full Investment Article
How to Have More Fun With Your Tax Refund in 2005
Cindy Morus - Tax + Personal Finance Article
I counsel a lot of people about money. I see the same mistakes being made over and over again.
If you’ve made ‘em, don’t worry. I’m here to help you do it right this year! The fact is, moneymakers need a money coach, just like gymnasts need a gymnastics coach.
::: Read Full Tax Refund Article
A Thimbleful of Prosperity
Al Jacobs Investing + Personal Finance Article
My financial newsletter as well as a regular flow of articles, stress the importance of amassing assets. In these writings I discuss savings and retirement programs, corporate stocks and bonds, rental real estate, mortgage lending, and a variety of other more or less sophisticated methods for achieving wealth. My belief has been that, provided with guidelines and encouragement, any person can learn to master the techniques needed to become prosperous.
::: Read Full Financial Prosperity Article
The New Bankruptcy Law (in America)
Al Jacobs Investing + Personal Finance Article
For a brief historical background, the concept of bankruptcy is relatively modern, dating in this country to 1800 when Congress adopted the first national bankruptcy law, modeling it after a British statute of the time. Prior to that time, unpaid debts were treated as criminal offenses throughout the world. In ancient Rome, creditors were literally able to divide the body of an insolvent debtor or to enslave him and his family.
::: Read Full Bankruptcy Article
Create your own Anti Emergency Fund
Cindy Morus - Savings + Personal Finance Article
Do unexpected car repairs, quarterly insurance payments or those darned property taxes find you hard pressed to squeeze one more dollar out of an already stretched monthly budget? Or do you usually end up reaching for the plastic in your wallet to make up the difference? Those inevitable expenses can put less stress on your bank balance -- and your mind -- if you learn to expect them and save in advance.
::: Read Full Savings Article
Wrestling With the Establishment
Al Jacobs Investing + Personal Finance Article
Have you done any business with a large multinational company recently? And if so, during the transaction did you have that feeling of confidence which comes only in the presence of grandiosity, as eloquently expressed in the slogan adopted by a mammoth northern California savings & loan association some years ago? "Big . . . Safe . . . Friendly."
::: Read Full Investing Article
25 Signs That Show You Know How to Handle Money
Al Jacobs Investing + Personal Finance Article
The ability to master your money is not something that just happens. It takes time, training, and temperament.. Whatever the average citizen knows about saving and investing did not come from the classroom. This is understandable, of course, if only because the typical classroom teacher is equally mystified by the world of money. Nonetheless, there are those among us who have figured out how it all works, and what it takes to prosper
::: Read Full Investing Article
Top 10 Secrets to Avoiding “Marital Money Chaos©”
Cindy Morus - Personal Finance Article
Money can wreck a relationship. In fact, how they spend, save, and account for money is one of the leading sources of disagreements between couples. In almost every study, money ranks as the first or second most argued-about topic for couples and partners.
::: Read Full Finance Article
5 Magnificent Ways to Waste Money
Al Jacobs Personal Finance Article
This is dedicated to those among us whose wealth is so abundant that they need advice on how to dispose of it. In connection with the guidance I’m about to offer, I can claim no original inspiration, as the methods are not novel. I’ll also concede that many individuals without money to burn also practice these spendthrift techniques, though exactly why persons not rolling in dough behave in such a fashion remains a mystery
::: Read Full Personal Finance Article
How Much Credit can you Afford?
Cindy Morus - Personal Finance Article
Before making the decision to add more debt, you need to make sure that you: Allocate sufficient money for your essentials... Borrow only for items that you need and can afford... Borrow only if you're spending less each month than you take home.
::: Read Full Finance Article
Money Saving Truths
Kristine Geimure - Personal Finance Article
Becoming financially secure is a goal of many of us, yet most of us still live from pay to pay and just scrape by. The basic rules of becoming financially free are really quite simple and can be learnt by anyone, but it's the implementation of these rules week after week, year after year that is the challenging part. Below is a list of simple truths to set you up for financial freedom.
::: Read Full Personal Finance Article
Build Your Own Safety Net Savings
Cindy Morus - Personal Finance Article
Do you walk the high wire of personal finance? Is every month a balancing act that works only as long as the next paycheck arrives on time? What happens if that next paycheck doesn't arrive? The cause could be many things which you cannot control: an illness, a layoff, a sales slump.
::: Read Full Finance Article
5 Key Savings Strategies
Cindy Morus - Personal Finance Article
The best investment most borrowers can make is to pay off consumer debt with double-digit interest rates. For example, if you have a $3,000 credit card balance at 19.8%, and you pay the required minimum balance of 2% of the balance or $15, whichever is greater, it will take 39 years to pay off the loan. And you will pay more than $10,000 in interest charges.
Al Jacobs Road to Success Guide
At some point in most people’s lives comes a realization that the dreams of youth and more sober aspirations of early adulthood may never come to pass. A childhood fantasy to become a famous movie star, a teenage obsession to excel on the athletic field, or a young worker’s aspiration to be a millionaire, are among the hopes that remain a distant vision. But as years pass and illusions fade, each of us must come to terms with the success we achieve—or fail to achieve.
::: Read Personal Finance Article
Interview with Noel Whittaker
Noel Whittaker Interview - Personal Finance Expert
Noel Whittaker is a well known Australian money columnist, public speaker, investment planner, and best selling personal finance author. His popular "Making Money Made Simple" book has transformed the lives of thousands of Australians and made learning about money interesting.
::: Read the Interview
Develop a Prosperity Consciousness
Brian Tracy Prosperity Consciousness Article
The starting point of all riches is the development of a prosperity consciousness. You must become a financial success in your thinking long before you achieve it in your reality. Both poverty and riches are the result of a state of mind, and the most important single step you ever take on the road to wealth and financial independence is the decision to change your thinking, to impress into your mind an unshakable belief that you can and will achieve your financial goals.
::: Read Full Get Rich Article
Intellectuals Beware
Al Jacobs Intellectuals Beware Article
“Do you really have to be a genius to become financially independent?” Perhaps it’s time that we consider exactly what role native intelligence plays in achieving monetary success. Although the modern public school establishment may contend otherwise, we cannot all be at the top of the class.
::: Read Personal Finance Article
The Five Most Important Principals for Prosperity
Michael Levy Principals of Prosperity Article
Many years ago, forty to be exact, I started my own business at the tender age of nineteen. The street markets in and around Manchester England was my happy hunting ground. Every day was an adventure and despite the weather and difficulties of getting a stall on the street market, life was always fun and enjoyable. There was always some comical incident, even when I had to stand in the pouring rain, with no customers in sight. And if there was no amusing event to focus on I created one and made other people laugh.
::: Read Full Personal Finance Article
The Ten Essential Requirements For Asset Management
Michael Levy Asset Management Article
How good are you at managing your assets? Over the past few years, I have received a few invitations to attend seminars at high-class restaurants. Naturally, I have attend a few and enjoyed a nice meal and at the same time listened to expert financial managers teach me how to take care of my assets.
::: Read Full Self Help Article
Observations of a Bubble
Al Jacobs Real Estate Bubble Article
The subject of real estate is seldom discussed today without mention of the omnipresent housing bubble. From all reports, it seems certain to burst, bringing with it a cornucopia of misfortune for millions of souls. Judging from the incessant flow of articles and commentary, it is a national obsession. Publications of such stature as Reuters and Businessweek and persons as prominent as Federal Reserve Board Chairman Alan Greenspan are regularly addressing the problem.
::: Read Full Investment Article
The Mutual Fund - A Critical View
Al Jacobs Investing Mutual Funds Article
Not long ago I received an inquiry from a visitor to a website on which I’ve functioned as the financial consultant over the past year. The questions, short and to the point, read as follows: “What should I look for in a fund? I recently rolled over a 401(k) into an IRA and right now sitting in a money market account (I’m peeved at my advisor about that). I’m looking for some good aggressive growth funds. One more thing: The IRA is about 6K. Should I put it in one mutual fund, or a couple, or a hundred? Thanks, Kelly.”
::: Read Full Investment Article
How to Have More Fun With Your Tax Refund in 2005
Cindy Morus - Tax + Personal Finance Article
I counsel a lot of people about money. I see the same mistakes being made over and over again.
If you’ve made ‘em, don’t worry. I’m here to help you do it right this year! The fact is, moneymakers need a money coach, just like gymnasts need a gymnastics coach.
::: Read Full Tax Refund Article
A Thimbleful of Prosperity
Al Jacobs Investing + Personal Finance Article
My financial newsletter as well as a regular flow of articles, stress the importance of amassing assets. In these writings I discuss savings and retirement programs, corporate stocks and bonds, rental real estate, mortgage lending, and a variety of other more or less sophisticated methods for achieving wealth. My belief has been that, provided with guidelines and encouragement, any person can learn to master the techniques needed to become prosperous.
::: Read Full Financial Prosperity Article
The New Bankruptcy Law (in America)
Al Jacobs Investing + Personal Finance Article
For a brief historical background, the concept of bankruptcy is relatively modern, dating in this country to 1800 when Congress adopted the first national bankruptcy law, modeling it after a British statute of the time. Prior to that time, unpaid debts were treated as criminal offenses throughout the world. In ancient Rome, creditors were literally able to divide the body of an insolvent debtor or to enslave him and his family.
::: Read Full Bankruptcy Article
Create your own Anti Emergency Fund
Cindy Morus - Savings + Personal Finance Article
Do unexpected car repairs, quarterly insurance payments or those darned property taxes find you hard pressed to squeeze one more dollar out of an already stretched monthly budget? Or do you usually end up reaching for the plastic in your wallet to make up the difference? Those inevitable expenses can put less stress on your bank balance -- and your mind -- if you learn to expect them and save in advance.
::: Read Full Savings Article
Wrestling With the Establishment
Al Jacobs Investing + Personal Finance Article
Have you done any business with a large multinational company recently? And if so, during the transaction did you have that feeling of confidence which comes only in the presence of grandiosity, as eloquently expressed in the slogan adopted by a mammoth northern California savings & loan association some years ago? "Big . . . Safe . . . Friendly."
::: Read Full Investing Article
25 Signs That Show You Know How to Handle Money
Al Jacobs Investing + Personal Finance Article
The ability to master your money is not something that just happens. It takes time, training, and temperament.. Whatever the average citizen knows about saving and investing did not come from the classroom. This is understandable, of course, if only because the typical classroom teacher is equally mystified by the world of money. Nonetheless, there are those among us who have figured out how it all works, and what it takes to prosper
::: Read Full Investing Article
Top 10 Secrets to Avoiding “Marital Money Chaos©”
Cindy Morus - Personal Finance Article
Money can wreck a relationship. In fact, how they spend, save, and account for money is one of the leading sources of disagreements between couples. In almost every study, money ranks as the first or second most argued-about topic for couples and partners.
::: Read Full Finance Article
5 Magnificent Ways to Waste Money
Al Jacobs Personal Finance Article
This is dedicated to those among us whose wealth is so abundant that they need advice on how to dispose of it. In connection with the guidance I’m about to offer, I can claim no original inspiration, as the methods are not novel. I’ll also concede that many individuals without money to burn also practice these spendthrift techniques, though exactly why persons not rolling in dough behave in such a fashion remains a mystery
::: Read Full Personal Finance Article
How Much Credit can you Afford?
Cindy Morus - Personal Finance Article
Before making the decision to add more debt, you need to make sure that you: Allocate sufficient money for your essentials... Borrow only for items that you need and can afford... Borrow only if you're spending less each month than you take home.
::: Read Full Finance Article
Money Saving Truths
Kristine Geimure - Personal Finance Article
Becoming financially secure is a goal of many of us, yet most of us still live from pay to pay and just scrape by. The basic rules of becoming financially free are really quite simple and can be learnt by anyone, but it's the implementation of these rules week after week, year after year that is the challenging part. Below is a list of simple truths to set you up for financial freedom.
::: Read Full Personal Finance Article
Build Your Own Safety Net Savings
Cindy Morus - Personal Finance Article
Do you walk the high wire of personal finance? Is every month a balancing act that works only as long as the next paycheck arrives on time? What happens if that next paycheck doesn't arrive? The cause could be many things which you cannot control: an illness, a layoff, a sales slump.
::: Read Full Finance Article
5 Key Savings Strategies
Cindy Morus - Personal Finance Article
The best investment most borrowers can make is to pay off consumer debt with double-digit interest rates. For example, if you have a $3,000 credit card balance at 19.8%, and you pay the required minimum balance of 2% of the balance or $15, whichever is greater, it will take 39 years to pay off the loan. And you will pay more than $10,000 in interest charges.
